Chief Financial Officer (CFO)

Key Responsibilities: - Design and execute Joud’s financial strategy in line with its fintech growth roadmap. - Lead capital raising efforts (equity, debt, and venture funding), including negotiations with investors and reporting to stakeholders. - Own and continuously improve financial modeling, forecasting, and scenario planning for short- and long-term goals. - Manage budget planning, expense tracking, cash flow monitoring, and cost control initiatives. - Ensure complete regulatory compliance with the Qatar Central Bank (QCB), reporting formats, and BNPL-specific guidelines. - Establish internal control frameworks, risk mitigation protocols, and audit readiness systems to support operational integrity. - Oversee day-to-day accounting activities including payroll, reconciliations, P&L, balance sheets, and financial statements. - Prepare monthly and quarterly management reports, dashboards, and KPI tracking for executive team and board reviews. - Coordinate external audits and maintain tax and legal compliance in collaboration with external advisors. - Support risk and compliance teams by providing financial insights around fraud detection, credit scoring, and repayment performance. - Collaborate with product and tech leadership to evaluate the financial viability of new features, pricing models, or merchant partnerships. - Mentor, build, and lead a high-performing finance team, fostering a culture of accountability, efficiency, and innovation.